The Shutdown Money Map
Know what your life costs. Know what the job is worth. Decide what comes after.
The money system for shutdowns, turnarounds, camp jobs and away-from-home rotations.
The cheque is not the decision. What survives — and what it changes — is.
Build My Money Blueprint
Enter life the way you actually pay for it. EFTERA tallies the monthly number your main employment still needs to cover.
Job Setup
Run the actual call: wage, shift, rotation, overtime or double-time rules, LOA/sub and estimated deductions.
Job Cost Map
Count the costs created by earning the cheque.
Compare Jobs
Compare whole-job value, workdays, days off, calendar commitment and value per workday.
Stress Test
See what happens if the job ends early at 25%, 50% or 75% of the plan.
Between-Jobs Runway
Runway is how long your available money can cover your real-life costs if the income stops. See how much time this job can buy you before you need another paycheque.
Know why you are saying yes.
A good job and a job you take because you need income are not the same decision.
“That’s a good job.”
It clears your standards for pay, rotation, costs, time away and life fit.
“I need to go to work.”
Your runway is running short and income has become the priority. EFTERA helps you see that clearly — without pretending the job is better than it is.
Not another “stop buying coffee” budget.
Shutdown money can look enormous on paper and still disappear fast. The Money Map connects the job to real life: what you need, what the work costs, what you can fund and whether the trade-off is worth it.