Is this shutdown actually worth it?

Know what your life costs. Know what the job is worth. Decide what comes after.

Use a whole-job test.

  1. Run the actual pay rules. Include regular time, overtime, double time and premium days.
  2. Add LOA/sub carefully. Do not automatically treat it as profit.
  3. Subtract the costs created by the job.
  4. Measure time. Count total workdays, days off and calendar weeks committed.
  5. Give the money a job. Debt, runway, a major goal, investing, family or intentionally flexible cash.